What is a Hospital Indemnity Plan?

• A hospital indemnity plan is supplemental insurance that pays you cash benefits for covered hospital stays, helping cover costs beyond what your main health insurance pays, like deductibles, copays, or daily living expenses such as food and childcare, letting you focus on recovery. 

• It pays a fixed amount per day of confinement, sometimes with extra for ICU or other services, directly to you, not the hospital, and works with your existing health insurance.  

Here is an example of how you could save on a hospital stay.

The medicare advantage plan example below shows a $295.00 per-day hospital stay.

If you were in the hospital for 3 days;

• You would pay $885.00 out of your own pocket ($295 x 3 = $885).
• The plan example below pays $300 per day while in the hospital, or $300 x 3 = $900.
• If you purchased this plan for $25.17 a month or $302.04 a year,
• Summary: Plan paid $900 minus what you paid for the plan, $302.04 = You saved $597.96

So STOP PAYING Deductibles & Co-payments by PURCHASING A HOSPITAL INDEMNITY PLAN!